We're a friendly, small Will Writing company specialising in personalised estate planning for Hertfordshire and Middlesex residents. We offer specialised assistance to NHS and emergency services workers and are a proud member of the Society of Will Writers.
We offer you practical guidance on the various aspects of wills, trusts and lasting powers of attorney. Our advice is based on your situation and we will provide you with affordable solutions.
Everyone is different but you will want to look after your own interests as well as your family and friends so we offer you expert tailored advice based on your circumstances.
Our solutions are tailored to suit your own circumstances, we will visit you in the comfort of your own home to discuss matters, via video calls or by telephone to suit your individual needs.
Putting your affairs in order is an important task regardless of your age or the size of your estate. Having a will ensures your wishes are followed after you have gone.
Will based trusts
Inheritance Tax considerations
A will is a legal document that lets you decide what happens to your money, property and possessions after your death. If you die without a will the law decides who gets what which may not be what you would want.
If you make a will you can also make sure you do not pay more inheritance tax than you need to, if you and your partner are not married or are co habitant your partner will not have a right to inherit if you do not have a will.
You can write your own will but if there are mistakes or if it is not witnessed formally and signed properly then it will not be legally valid which is where our services and advice become invaluable.
A power of attorney is a legal document that allows someone to make decisions for you, or act on your behalf, if you're no longer able to or if you no longer want to make your own decisions
Ordinary power of attorney
This covers decisions about your financial affairs and is valid while you have mental capacity. It is suitable if you need cover for a temporary period (hospital stay or holiday) or if you find it hard to get out, or you want someone to act for you.
Lasting power of attorney (LPA)
An LPA covers decisions about your financial affairs, or your health and care. It comes into effect if you lose mental capacity, or if you no longer want to make decisions for yourself. You would set up an LPA if you want to make sure you're covered in the future.
Enduring power of attorney (EPA)
EPAs were replaced by LPAs in October 2007. However, if you made and signed an EPA before 1 October 2007, it should still be valid. An EPA covers decisions about your property and financial affairs, and it comes into effect if you lose mental capacity, or if you want someone to act on your behalf.
An Advance Decision to Refuse Treatment also sometimes called a Living Will or an Advance Directive are legally binding in the UK. A living will could become relevant if there came a time when you were unable to make or communicate your own decisions on how you would like to be be treated.
It allows you to record your decisions as to the circumstances and types of medical treatment that you wish to refuse. An advance decision is legally binding which means that those caring for you must follow your instructions.
Please contact us for more information.